Q:Can you offer any travel tips for health-conscious seniors?

My husband and I recently retired and are planning on doing some traveling in the United States and abroad but worry about health issues, such as insurance, finding a good hospital if we get sick, etc.

Answer: Before setting out, here are some steps you can take to ease the pain in case your health falters.

Plan ahead - If you have a medical condition, it's important to check with your doctor now about precautions to take before traveling. And if you're traveling outside the U.S., check out the health conditions of the country you're visiting and find out if any vaccinations and/or preventative medications are recommended or required.

See the Centers for Disease Control and Prevention's Web site, www.cdc.gov/travel, or call (877) 394-8747 for a listing of worldwide diseases, vaccinations, preventative medications and the precautions you should take.

Are you insured? If you're traveling outside the U.S., be aware that Medicare does not cover health expenses beyond the border; some Medigap policies do, however.

And many insurance policies do not pay for medical expenses overseas, so check your coverage carefully. If you need coverage, the best place to shop is at www.insuremytrip.com, a Web site that offers policies from major travel-insurance companies.

Pack your meds - Pack your medicine in your carry-on bag, so if your checked luggage gets lost or misdirected you won't be without. Bring the medicines in their original containers, with your name on the labels. It helps the airport screening process.

Also, take copies of your prescriptions just in case. And be aware that if you carry more than three ounces of liquid medicines, you'll need to have them inspected by airport security. For airport security requirements visit www.tsa.gov - click on "For Travelers."

Wash your hands - Airplanes, which can be quite germy, are prime areas for catching a cold or virus. The problem is what you touch - the tray-top at your seat, the handle in the airplane bathroom, etc. So be sure to wash your hands often, carry antibacterial wipes, and keep your hands away from your mouth and nose.

If you get sick - Before your trip, find out what health-care facilities are near the areas you're visiting. (See www.hospitalconnect.com to find U.S. hospitals. If your trip is outside the U.S., join the International Association for Medical Assistance to Travelers (www.iamat.org), which provides its members access to a worldwide network of physicians who speak English and have agreed to affordable prearranged fees.

Know your limits - Consider how strenuous and physically demanding your trip will be, and don't over do it. Jet lag can also wear you down, so take it easy for the first few days at your destination.

If mobility is an issue, some extra tips that can help include asking for a wheelchair to use while in an airport. Reserve a hotel room that's near the entry and one that doesn't require walking up any stairs. Also, pack light and get help with your bags.